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photo 0: 20 Otsego Street, Oneonta NY 13820
photo 1 : 20 Otsego Street, Oneonta NY 13820
photo 2 : 20 Otsego Street, Oneonta NY 13820

Active

20 Otsego Street, Oneonta NY 13820

MLS# R1669565

$279,000

Price

7

Beds

3

Baths


2,669

Living Area (Sq.Ft.)

0.1

Lot Area (Acres)

Why buy one house when you can buy two?? Located in the heart of center-city Oneonta on Otsego Street, this unique multi-parcel property offers two separate homes on two tax lots with a shared driveway, just moments from Main Street, local shops, restaurants, and the SUNY/Hartwick corridor. <br> <br>The front residence is a spacious 5-bedroom, 1-bath home featuring classic curb appeal with a cedar shake exterior and newer metal roof, offering strong exterior maintenance and long-term durability. The rear structure is a cozy 2-bedroom, 1-bath home with vinyl siding and its own private feel, positioned behind the main house for added separation and flexibility. <br> <br>Together, the property presents multiple pathways for use - ideal for owner-occupancy with supplemental rental income, a full investment setup with two independent living spaces, or a multi-generational living arrangement with extended household flexibility while maintaining privacy between residences. <br> <br>Both homes sit on their own tax parcels while sharing convenient driveway access, creating a rare configuration in this central in-city location. With proximity to downtown Oneonta and strong rental demand in the area, the property offers a compelling opportunity for both long-term hold and value-add positioning. <br> <br>A versatile setup in a walkable, centrally located neighborhood—well suited for a range of residential and investment strategies.

Status

Active

Property Type

Residential

Property Sub Type

MultiFamily

Year Built

1900

Parcel Number

361200-300-006-0003-021-200-0000

Unit Number

--

Lot Features

Irregular Lot, Residential Lot

Levels

Two

Lot Size Dimensions

50X90

Stories

2

Bath Rooms Full

3

Property Condition

Resale

Elementary School District

Oneonta

Middle Or Junior School District

Oneonta

High School District

Oneonta

Location

Listing Agent

Rebecca Ryan

Listing Office

Oneonta Realty LLC

Owner Name

--

Owner Phone

--

Possession

CloseOfEscrow

Special Listing Conditions

Standard

Listing Terms

Cash, Conventional

Listing Agreement

ExclusiveRightToSell

Listing Contract Date

2026-04-10

Owner Pays

Other, See Remarks

Rent Includes

Other, See Remarks

Fire Places Total

0

Flooring

Carpet, Hardwood, Varies, Vinyl

Heating

true

Heating Features

Gas, Multiple Heating Units

Appliances

Gas Water Heater

Garage

--

Garage Spaces

0

Water Source

Connected, Public

Sewer

Connected

Utilities

Sewer Connected, Water Connected

Parking Features

Two Or More Spaces

Basement

Full

Construction Materials

Frame

No schools found

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