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photo 0: 734 Mill Street, Watertown City NY 13601
photo 1 : 734 Mill Street, Watertown City NY 13601
photo 2 : 734 Mill Street, Watertown City NY 13601

Active

734 Mill Street, Watertown City NY 13601

MLS# S1667818

$90,000

Price

5

Beds

2

Baths


1,918

Living Area (Sq.Ft.)

0.115

Lot Area (Acres)

** Prime Investment Opportunity with Assumable Loan Under 3% — Side-by-Side Duplex, Watertown NY <br>Unlock exceptional value with this side-by-side duplex situated on a corner lot in the City of Watertown. Whether you’re an investor or an owner-occupant looking to build long-term equity, this property offers rare potential — including an assumable loan with an interest rate under 3%, a tremendous advantage in today’s market. <br>One unit features 3 bedrooms and 1 bath, while the second offers 2 bedrooms and 1 bath, giving you flexible rental or resale options. The roof is approximately 4 years old (per owner), providing a solid foundation for future improvements. <br>The property is being sold as-is, where-is. The furnaces are not functional, and the water line may have been damaged during winter (condition unknown). For the right buyer, this is an opportunity to add value and significantly increase returns. <br>Once refreshed, this duplex is poised to shine—whether as a lucrative flip or a steady, high-performing rental. <br>You’ll also love the location: <br>• Straight drive to Fort Drum <br>• Minutes from Samaritan Medical Center <br>• Close to two elementary schools <br>• Quick access to highway entrance/exit <br>With its strategic location, strong rental demand, and the rare benefit of an assumable sub-3% loan, this property stands out as one of the most compelling investment opportunities in Watertown.

Status

Active

Property Type

Residential

Property Sub Type

Duplex

Year Built

1890

Parcel Number

221800-003-000-0007-316-000-0000

Unit Number

--

Subdivision Name

Cowens Rearrangment/Lansi

Structure Type

Duplex

Lot Features

Corner Lot, Near Public Transit, Rectangular, Rectangular Lot, Residential Lot

Levels

Two

Building Area Source

PublicRecords

Lot Size Dimensions

50X100

Stories

2

Bath Rooms Full

2

Property Condition

Resale

Elementary School District

Watertown

Middle Or Junior School District

Watertown

High School

Watertown Senior High

High School District

Watertown

Location

Listing Agent

Sonia Conlin

Listing Office

Happily Ever After Realty Corp

Owner Name

--

Owner Phone

--

Possession

CloseOfEscrow,Negotiable

Special Listing Conditions

Standard

Listing Terms

Assumable, Cash, Conventional, Lender Approval, Rehab Financing

Listing Agreement

ExclusiveRightToSell

Listing Contract Date

2026-03-20

Tenant Pays

AllUtilities

Fire Places Total

0

Interior Features

Ceiling Fans

Flooring

Carpet, Hardwood, Varies, Vinyl

Laundry Features

Washer Hookup

Heating

true

Heating Features

Gas, Forced Air

Appliances

Electric Water Heater

Electric

Circuit Breakers

Garage

--

Garage Spaces

0

Architectural Style

Duplex

Water Source

Connected, Public

Sewer

Connected

Roof

Asphalt

Utilities

Cable Available, High Speed Internet Available, Sewer Connected, Water Connected

Parking Features

Gravel, Two Or More Spaces, Unpaved

Foundation Details

Stone

Basement

Full

Construction Materials

Cedar, Frame

No schools found

Listed By

broker_reciprocity

Information deemed reliable but not guaranteed. IDX data © 2019 REIS MLS. All rights reserved. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the REIS MLS. Real estate listings held by brokerage firms and are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers. Realoq is not a Multiple Listing Service, nor does it offer MLS access. This website is a service of Realoq, a service company Participant of the REIS MLS. Information deemed reliable but not guaranteed. Data updated daily; data last updated .

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